What You Need to Know Before Buying Flood Insurance in Montesano, WA

by | Jan 13, 2020 | Insurance Services

It only takes a few inches of water to cause devastating damage to your home. Whether you rent or own your home, having flood insurance in Montesano, WA, is a good way to ensure you are protected from costly repairs.

Before you call an insurance agent, arm yourself with some information. That way, you will know what to ask so the agent finds the policy that keeps you completely covered.

Determine if Your Property is in a Flood Zone

There are many communities that are built on flood zones. Unfortunately, some families did not know this until a rainstorm caused severe damage to their homes. Knowing the risk of flooding equips you with information to make the right decision.

Flood maps change in some areas. When this happens in your community, this changes how much you will pay for flood insurance.

Know What the Policy Covers

Like most insurance policies, some things are covered and some are not. Your agent will explain what your policy covers. Some policies just cover property damage. Others only cover the contents of your home. Still, some policies may cover both after certain types of floods.

Equally important is having an idea of how much coverage you have for flood insurance in Montesano, WA. Being either underinsured or uninsured is not a good thing.

Contact Us for Flood Insurance Coverage

Becky Miller Insurance will do everything possible to ensure your flood insurance policy covers as much of your property as possible. We also help you get the coverage that fits your budget. Contact us at https://www.beckymillerinsurance.com/ for more details on how we can help.

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